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Chapter 2 - Someone Was Waiting in My House

Emma had driven less than two blocks when I told her to pull over.

She glanced at me.

“What happened?”

“Rebecca says someone is in the house.”

“What?”

“She says there was an attempted transfer.”

Emma immediately locked the doors even though we were already moving.

“Vincent?”

“He’s still at the hospital.”

“Vanessa?”

“She’s admitted.”

Emma’s knuckles whitened around the steering wheel.

“Then who?”

“I don’t know.”

That sentence followed me for the next twelve hours.

I don’t know.

It was an unfamiliar phrase for me.

As an emergency physician, I was trained to work inside uncertainty.

I did not need every answer immediately.

I needed enough information to keep someone alive until the answers came.

But uncertainty inside my own marriage felt different.

For weeks I had believed I was uncovering an affair.

Hotel receipts.

Restaurant charges.

Transfers.

Photographs.

Private conversations.

A woman whose number appeared repeatedly on Vincent’s phone under the name V. Reed.

I had thought the shape of my betrayal was simple.

My husband was sleeping with another woman.

Painful.

Humiliating.

But understandable.

Now I was staring at a stranger’s shadow inside my own home while nearly three million dollars moved through our accounts and Vanessa talked about Dominic Moretti being poisoned.

My marriage had stopped looking like an affair.

It looked like a crime scene.

Rebecca called five minutes later.

“Where are you?”

“In Emma’s car.”

“Good. Stay away from the house.”

“Have you called police?”

“Yes. But we need to be careful how this is presented.”

“Why?”

“Because the attempted transfer was initiated using your login.”

My stomach dropped.

“My login?”

“Yes.”

“That’s impossible.”

“Is your password stored anywhere?”

“No.”

“Written down?”

“Never.”

“Shared with Vincent?”

“Not the investment account.”

Emma glanced at me.

Rebecca continued.

“The financial institution blocked the transfer because the destination account triggered an internal fraud warning.”

“Destination where?”

“Cayman Islands.”

I almost laughed from shock.

“Of course.”

“I also called the private forensic accountant we discussed. He is preserving the digital logs.”

“Rebecca, I want to know whether Vincent did this.”

“So do I.”

“He was at the hospital.”

“That doesn’t eliminate him. Transfers can be scheduled or initiated remotely.”

I rubbed my forehead.

“Do not assume innocence or guilt yet.”

“I’m past assuming anything.”

“Good.”

I told Rebecca about Dominic.

The poisoning.

Vanessa’s father.

The private investigator.

For several seconds she said nothing.

Then, “Claire, this is no longer just a divorce matter.”

“I know.”

“I want you to make a list tonight of every document you remember seeing in Vincent’s possession over the last year. Every file. Every unusual meeting. Every unexplained absence.”

“I work fifty-hour weeks.”

“That’s why I’m asking you to write down what you remember before someone tells you what you should remember.”

The police reached our house at 12:06 a.m.

They found the back French door unlocked.

No one inside.

My office had been searched.

The drawer containing my medical documents had been forced open.

My laptop was gone.

So was an external hard drive belonging to Vincent.

Nothing else appeared missing.

No jewelry.

No electronics from the living room.

No expensive watches.

Whoever entered our house had not been interested in theft.

They had been interested in information.

Emma took me to her apartment in Cambridge.

Her husband, David, was already awake with coffee prepared.

Their two children were staying with his parents for Christmas Eve, which was probably fortunate because I looked like someone had dragged me through an emotional building collapse.

Emma removed my wet coat.

“Sit.”

“I’m fine.”

“You are pregnant, divorcing a liar, someone broke into your house, and another pregnant woman currently believes your husband is the father of her child.”

“I said I’m fine, not that my life is fine.”

David silently placed tea in front of me.

He had always understood that I preferred practical kindness over speeches.

At 1:10 a.m., Rebecca arrived.

She had taken off her heels and changed into snow boots.

That detail almost made me smile.

She sat across from me at Emma’s dining table.

“I spoke with the police.”

“And?”

“They have no evidence of forced entry at the exterior door.”

“Vanessa had the alarm code.”

“Yes.”

“So maybe someone else had it too.”

“Possibly.”

She opened her tablet.

“Claire, I need to ask about your finances.”

“We keep most major assets separate except the house, one investment portfolio, and our joint checking.”

“Why?”

“Vincent inherited significant Moretti family holdings. I had my medical earnings and investments before marriage. We signed a prenup.”

“I reviewed it.”

“Is it valid?”

“Very likely.”

“So why move money out of the joint account?”

“That is one of the questions.”

I told her everything I knew about Bellweather Consulting.

Three weeks earlier I had been paying household bills when I noticed a transfer for $85,000.

Vincent had claimed it was for a business consultant.

Then there had been another for $120,000.

Then $65,000.

Then smaller amounts.

All routed through Bellweather.

I had searched the company.

It had almost no public footprint.

That was when I hired Rebecca.

Not because I knew Vincent was cheating.

Because I was afraid he was hiding assets.

Two days later, a private investigator Rebecca recommended photographed Vincent entering a Manhattan hotel with Vanessa.

After that, I stopped hoping for innocent explanations.

Rebecca tapped the table.

“If Bellweather was paying an investigator, some of these transfers may be legitimate.”

“Four hundred thousand dollars?”

“High, but not impossible if the investigation involved security, travel, forensic accounting, surveillance, and multiple subcontractors.”

Emma looked at me.

“So maybe he wasn’t stealing.”

“He was still sleeping with Vanessa,” I said.

“No one is defending him.”

I knew she wasn’t.

But some childish part of me wanted the world to be simple again.

Vincent bad.

Claire good.

Vanessa mistress.

Marriage dead.

Instead, the facts kept refusing to line up neatly.

At 2:18 a.m., Vincent called.

I let it ring.

Then again.

And again.

On the fourth call, Rebecca said, “Answer on speaker.”

I did.

“Claire?”

His voice sounded ragged.

“I’m here.”

“Are you safe?”

“Yes.”

“Police called me about the house.”

“Good.”

“I’m leaving the hospital.”

“Vanessa?”

“Admitted overnight.”

A pause.

“Claire, listen to me. Do not go home.”

“I’m not.”

“Someone has been following Vanessa for two weeks.”

Rebecca leaned closer.

“Who?”

Vincent heard her.

“Rebecca is there?”

“Yes.”

He exhaled.

“Fine. She should hear this too.”

“Go ahead.”

“My father didn’t die naturally.”

“You said that.”

“I didn’t know until four months ago.”

“How did you find out?”

“Vanessa contacted me.”

Of course.

“She said her father, Harold Reed, kept records for my father. He discovered Dominic had been exposed to repeated doses of a cardiac medication he was never prescribed.”

I frowned.

“What medication?”

“Digoxin.”

My medical brain immediately took over.

“In what quantities?”

“I don’t know.”

“Was there an autopsy?”

“No. He had heart disease. Everyone accepted the stroke and cardiac arrest.”

“Digoxin toxicity can produce fatal arrhythmias.”

“I know that now.”

Emma stared at me.

Vincent continued.

“Harold believed someone inside Moretti Development had been moving money for years. My father discovered it. Two weeks later, his health suddenly worsened.”

“And Vanessa had proof?”

“She had part of it.”

“What part?”

“Copies of internal ledgers.”

“Why didn’t she go to police?”

“Because her father disappeared.”

The room went silent.

“When?” I asked.

“Eight months ago.”

“Disappeared how?”

“He left his apartment and never returned.”

“Was he reported missing?”

“Yes. Police found his car near Providence.”

“And Vanessa waited four months to contact you?”

“She didn’t trust me.”

“Yet she eventually slept with you.”

Vincent went quiet.

Rebecca’s eyes met mine.

I pressed.

“When did the affair begin?”

“Claire.”

“Date.”

“August.”

Four months.

My hand tightened around the phone.

My positive pregnancy test suddenly felt like a cruel joke delivered by the universe.

“And when did Vanessa contact you?”

“June.”

“So you investigated your father together for two months before sleeping together.”

“Yes.”

“Did you love her?”

“No.”

Emma closed her eyes.

That answer offended me more than if he had said yes.

“You destroyed our marriage for a woman you didn’t even love?”

“I was broken.”

“So was I.”

“I know.”

“There it is again.”

“Claire, I am not trying to excuse it.”

“It sounds exactly like an excuse.”

He inhaled.

“After the miscarriage, I hated myself.”

“You should have tried therapy.”

“I couldn’t look at you without remembering that night.”

“That was convenient. I had to live inside the body that lost our baby.”

“I know.”

“You do not know.”

His voice cracked.

“You’re right.”

Silence.

Then he said something I did not expect.

“I was with my father the night you miscarried.”

I stopped breathing.

“What?”

“He called me from the office.”

“You told me you were dealing with a business emergency.”

“I was.”

“What happened?”

“He was terrified.”

I remembered Dominic Moretti as a powerful man with a controlled voice and expensive suits.

Terrified did not fit him.

“He told me someone had been stealing from the company,” Vincent said. “He had evidence. He thought a member of our family was involved.”

“Who?”

“He wouldn’t say over the phone.”

My hand trembled.

“I left dinner and went to him.”

“That was the night I started bleeding.”

“Yes.”

“You saw my calls.”

“Yes.”

“Seventeen.”

“Yes.”

“And you stayed.”

“I kept thinking I would leave in five minutes.”

“What was happening?”

“My father collapsed.”

My anger stalled.

“What?”

“He had some kind of cardiac episode in his office. I called his private physician. He recovered enough to refuse the hospital.”

“Who was the physician?”

Vincent hesitated.

“Dr. Malcolm Pierce.”

I knew the name.

Everyone in Boston knew the name.

Pierce had served on boards, donated millions, and treated several wealthy families.

“He died two months later,” Vincent continued. “At the time, I believed that night was part of his worsening heart disease.”

“And you never told me?”

“I was ashamed.”

“Because you chose him over me.”

“Yes.”

I closed my eyes.

For years I had imagined Vincent drinking with executives, fixing a deal, doing anything casual enough to justify my hatred.

The truth was more complicated.

But not better.

He had still looked at seventeen calls from his pregnant wife and decided someone else needed him more.

“Claire,” he said, “I will regret that night until I die.”

“That doesn’t return our child.”

“No.”

“And it doesn’t erase Vanessa.”

“No.”

Rebecca raised one finger, asking permission to speak.

I nodded.

“Mr. Moretti, who knew Vanessa had the ledgers?”

“Me. My investigator. Possibly whoever followed her.”

“Did Claire know?”

“No.”

“Did Vanessa believe Claire knew?”

“I don’t know.”

“Then why search Claire’s office?”

“I told Vanessa my father sometimes trusted Claire more than me.”

I stared at the phone.

“What does that mean?”

“My father once told me that if anything happened to him, you would know where to look.”

A chill moved over my skin.

“He told you that?”

“Yes.”

“When?”

“Three weeks before he died.”

I stood without realizing it.

Emma followed.

“What was I supposed to know?”

“I don’t know.”

I walked toward the window.

Snow covered the street.

Christmas decorations glowed peacefully in neighboring apartments.

My memories of Dominic rearranged themselves.

His last birthday.

The family dinner.

The strange question he asked me in the kitchen.

Claire, do you still keep that little notebook where you write down medical terms you hate forgetting?

I had laughed.

I was a physician.

Of course I did not need a notebook for medical terms.

But in residency I had kept a pocket journal filled with unusual cases and phrases.

Dominic knew because he once saw it in my bag.

“No,” I whispered.

“What?” Vincent asked.

“I think your father gave me something.”

Everyone in the room stared.

“When?”

“The week before he died.”

“What?”

“A book.”

“What book?”

I tried to remember.

“He said it was for the hospital library. Some antique medical text he found at an estate sale.”

“Where is it?”

“I donated most of his books after the funeral.”

Vincent swore.

“But that one…” I closed my eyes. “I kept it because there was an inscription.”

“What inscription?”

I saw the handwriting in my mind.

Dominic’s old-fashioned cursive.

To the doctor in this family who still knows how to recognize a symptom before the disease shows itself.

“I think it’s in my office at the hospital.”

Vincent’s voice sharpened.

“Claire, do not go there alone.”

“I’m not going tonight.”

Rebecca was already texting.

“I’ll arrange security.”

Vincent sounded frustrated.

“You don’t understand who might be involved.”

“Then tell me.”

“I don’t know yet.”

“Who did your father suspect?”

“He said family.”

“The Moretti family is large.”

“Yes.”

“Your mother?”

“No.”

“Your brother?”

“No.”

His answer came too quickly.

I noticed.

“So you have considered your brother.”

Silence.

Emma whispered, “Oh my God.”

Vincent’s younger brother, Julian, was chief financial officer of Moretti Development.

Charming.

Generous.

The favorite uncle to Emma’s children.

The man who had spoken at Dominic’s funeral about loyalty.

“Claire,” Vincent said carefully, “Julian controlled internal accounts.”

“That is not an answer.”

“I don’t have evidence.”

“But you suspect him.”

“I suspect several people.”

“Does he know about Vanessa?”

“I don’t think so.”

Rebecca said, “Assume he does.”

At 3:02 a.m., David turned on the television because police activity near our home had apparently attracted a local reporter.

A live image showed flashing patrol lights outside my house.

Then the reporter said something that made everyone stop.

“Police have not confirmed whether the break-in is connected to the earlier incident involving local real-estate executive Vincent Moretti, whose vehicle was reportedly struck in what authorities are describing as a possible intentional collision near Interstate 95.”

I stared at the phone.

“Vincent?”

He said nothing.

“Vincent!”

“I’m here.”

“Your vehicle was struck?”

“Yes.”

“When?”

“Driving Vanessa to the hospital.”

My skin went cold.

“You didn’t mention that.”

“I was trying not to scare you.”

“That decision is no longer yours.”

He exhaled.

“A black SUV hit us twice from behind. I thought it was road rage. Then it tried to force us toward the guardrail.”

Emma swore.

“Why didn’t you call police?”

“I was focused on Vanessa bleeding.”

Rebecca stood.

“Mr. Moretti, I strongly advise you to contact law enforcement immediately.”

“I already did.”

“Federal law enforcement?”

Another silence.

“Vincent,” I said.

“There’s an FBI agent involved.”

I laughed once in disbelief.

“Of course there is.”

“Claire—”

“No. I am done learning my marriage has another hidden floor every ten minutes.”

“I wanted to keep you outside this.”

“You brought it into our house.”

He had no answer.

At 3:17 a.m., my phone displayed another incoming call.

Unknown number.

Rebecca shook her head.

“Don’t.”

But something made me answer.

“Hello?”

For two seconds, there was only static.

Then a man’s voice.

Calm.

Distorted.

“Dr. Moretti.”

Everyone watched me.

“Who is this?”

“You saved the wrong woman tonight.”

May you like

My blood froze.

The call ended.

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