reform

Chapter 3 - Cutting the Lifeline

I sat in the hospital cafeteria,

the coffee in front of me untouched.

My hands were no longer shaking;

they were steady with a cold,

calculated purpose.

I opened my banking application.

My mother had a supplementary credit card on my account.

So did Chloe.

I checked the recent transactions.

A three-thousand-dollar dinner at a five-star steakhouse in Miami.

A four-thousand-dollar shopping spree at a designer boutique.

Two rooms at a luxury resort,

booked for a full week.

They were spending my hard-earned money,

the money meant for Maya’s recovery,

to live like royalty.

I felt a grim satisfaction as I tapped the "Deactivate" button on Eleanor’s card.

"Reason for cancellation?"

the app prompted.

I typed:

"Fraudulent use by unauthorized party."

I did the same for Chloe's card.

Then,

I moved to the joint savings account I had mistakenly allowed my mother to access.

I transferred every single cent into a new,

private account at a different bank.

I saw a pending transaction for a yacht rental.

I called the bank’s fraud department immediately.

"Yes,"

I said to the agent,

"this is David.

I am reporting my cards stolen.

Every transaction in the last forty-eight hours is unauthorized."

"I want a full freeze on all accounts,"

I instructed.

"And I want the GPS location of the last attempted use."

The agent complied,

confirming they were at a high-end mall in South Beach.

I then moved to the cell phone plan.

I was the primary account holder for the entire family.

I disconnected Eleanor’s line.

I disconnected Chloe’s line.

I disconnected Mark’s line.

Within seconds,

they were digitally stranded.

No money,

no way to call for a ride,

and no way to pay for the hotel bill that was due for a mid-stay authorization.

I knew the hotel would try to run the card again at midnight.

They were about to have a very unpleasant New Year's Eve.

I leaned back,

watching the clock.

It was 11:55 p.m.

In five minutes,

May you like

the fireworks would start,

and their world would crumble.

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