Chapter 3 - Harper Returned to Her Apartment With Damian Despite His Warning—and Found the Bedroom Where Her Fiancé Had Cheated Completely EmptyThey returned to the apartment at dawn.

Damian insisted on going first.
Harper followed.
The door stood slightly open.
She felt a coldness spread through her.
“Derek?”
Nothing.
The place looked wrong.
Not messy.
Not destroyed.
Empty.
The furniture remained.
The wedding gifts remained.
But personal belongings were gone.
Derek's passport.
His laptop.
Kinsley's suitcase.
Everything.
Harper walked into the bedroom.
She stopped.
The bed was stripped.
The photographs were gone.
Even the sheets had been removed.
Damian stood in the doorway.
“This isn't normal.”
Harper laughed bitterly.
“Nothing about my life is normal anymore.”
She opened the closet.
Almost empty.
Then she saw something hidden behind the dresser.
A white envelope.
Her name.
She pulled it out.
Inside was a single photograph.
Harper stared.
It showed Derek shaking hands with an older man.
She didn't recognize him.
Damian did.
“Victor Hale.”
“Who is he?”
“He runs a private bank.”
“Is he dangerous?”
“Yes.”
Harper looked at the photograph again.
“Why would Derek meet him?”
Damian didn't answer.
She turned the photograph over.
There was writing.
Ask Harper what her father left behind.
Her blood chilled.
“My father?”
“When did he die?”
“Sixteen years ago.”
“What did he do?”
“He was an accountant.”
Damian stared.
“What kind?”
Harper frowned.
“I don't know.”
She suddenly remembered.
Her father had always told her never to discuss his clients.
He had died in a car accident when she was fifteen.
His employer had paid for everything.
At the time, she had assumed it was kindness.
Now she wondered.
Damian examined the photograph.
“Your father worked for Victor Hale.”
Harper froze.
“How do you know?”
“Because I recognize this building.”
He showed her the background.
An office tower.
“His bank.”
Harper sat down.
“What did my father do?”
“I don't know.”
“You have to know.”
“I don't.”
Then Damian saw something.
A small symbol on the photograph.
Three letters.
M.A.C.
Harper stared.
“My father had a company with those initials.”
“What company?”
“Mercer Accounting Consultants.”
Damian became very still.
“Your father wasn't an accountant.”
“What?”
“He was a forensic financial investigator.”
Harper's face went blank.
“He investigated organized crime.”
She couldn't speak.
Her entire childhood suddenly seemed to rearrange itself.
The late-night phone calls.
The men in suits.
The envelopes.
The sudden disappearance of certain friends.
Her father's insistence that she never open his filing cabinets.
Damian spoke softly.
“He was investigating Victor Hale and several other people.”
Harper looked at him.
“How did he die?”
“We don't know.”
“You said you weren't sure.”
“I wasn't.”
Now he was.
Someone had not just killed her father.
Someone had made it look like an accident.
Harper looked at Derek's photograph.
“Why did he know?”
Damian pointed toward the envelope.
“Because Derek has been using your father's old information.”
“For what?”
“To access hidden accounts.”
Harper stood.
“What hidden accounts?”
Damian looked at her.
“The ones your father created.”
Silence.
Harper suddenly remembered an old childhood phrase.
Her father used to tell her:
“Numbers don't lie, sweetheart. People do.”
She had thought it was advice about school.
Maybe it wasn't.
She looked toward the old bookshelf.
Her father's favorite accounting book was still there.
Harper pulled it down.
A hollow space sat behind it.
Inside was a small key.
Damian stared.
“What is that?”
“My father.”
“No.”
He stepped closer.
“That's a bank key.”
She held it tightly.
A memory returned.
Her father kneeling in front of her when she was twelve.
“Whatever happens, don't give this to anyone unless they say the name Cross.”
Harper's eyes widened.
“Cross.”
Damian stared.
“Say that again.”
“My father told me not to give the key to anyone unless they said the name Cross.”
He looked stunned.
“Your father knew mine.”
“Apparently.”
“Why didn't I know?”
“Maybe because you were fifteen.”
She held up the key.
“Maybe because he knew one day I'd need it.”
Damian looked at her.
“Your father left me a message.”
“What?”
“To protect you.”
She stared.
“You never met him?”
“No.”
“Then why?”
“I don't know.”
Damian took a breath.
“Maybe because he knew something about my family.”
They left the apartment.
But before they reached the elevator, Harper received a message.
From Kinsley.
I know the truth.
Another message arrived.
Don't trust Damian.
Then:
Your father didn't die in an accident.
Harper stopped.
Damian looked over.
“What?”
She showed him.
His face hardened.
“Send me her location.”
“I don't have it.”
Then another message.
Come alone if you want to know who killed him.
Harper looked at Damian.
He shook his head.
“No.”
“You don't know what she has.”
“I know exactly what she has.”
“What?”
“A reason for you to walk into a trap.”
Harper looked down at the phone.
Then at the man beside her.
May you like
For the first time, she understood that the stranger who had warned her not to go home had become the person she was beginning to trust.
And that frightened her almost as much as Derek's betrayal.
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